Early on in my adult life, I messed my finances up bad. I can attribute it to two main things. …
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spending plan
11 Easy Steps to Prepare for Christmas and Stay out of Debt
Christmas is often one of the biggest spending times of the year for most of us. How can you prepare…
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15 Amazing Ways to Save on Housing and Utilities
The purpose of cutting spending and saving on purchases is to set aside extra money to pay off a debt…
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Be Sure Your Budget or Spend Plan is a GOOD One
About 15 years ago, I tried to create my first budget. Have you tried? How did it go? When I…
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How to Spend Your Tax Return and Other Windfalls like the Wealthy Do!
You just made bank on your tax return, what are you going to do next?! “ I’m going to Disney…
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Why A Spending Plan Beats A Budget, Any Day and How to Create One
I bet that when you open almost any financial website or book, one of the first things it says is,…
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