Can I get a refund if I’m unhappy with my purchase?
If you change your mind and decide to cancel before the counseling appointment, you will receive a full refund up to 48 hours before the meeting. Changes less than 48 hours earlier will be for emergencies only or made for a fee of $39. You can change your appointment up to 48 hours in advance for no additional charge.
Because financial counseling is a fee for shared expertise, there, unfortunately, is no opportunity for a refund after the session has occurred. However, we do our best to offer value for your money as we want you to tell your friends and return for more sessions!
Will you tell me what to invest in to build wealth?
I am not a licensed financial advisor. I am an accredited financial counselor (AFC). I can only educate and guide you on your financial journey. I can teach you about investing and help you make the best decision for your financial goals. I will not recommend specific products, investments, or companies beyond multiple suggestions of where to conduct your investing.
Can I purchase more than one session?
Absolutely! However, if you have purchased one and wish to upgrade to a Coaching package, you may do so for up to six months following the initial session. Reach out directly for the possibility of a reduced fee add on.
How do I schedule my appointment?
Upon purchasing coaching, you will receive a receipt and further instructions on how to book a time for your appointment.
How do I know if a session is right for me?
Answer these yes/no questions:
Are you able to pay all your bills on time, every month, without borrowing money or using credit cards that you don’t pay in full?
Do you have an emergency fund of at least three months of expenses?
Have you reviewed your credit report in the last 12 months (through Experian, TransUnion, Or Equifax), and are you maintaining a good credit score of at least 740+?
If you have debt, do you know when you will have paid them in full and how much interest you would have paid?
Are you automatically saving at least 10% of your income each month for retirement, emergencies, large purchases, and other financial goals?
Do you have a current written spending plan showing your income, fixed expenses, periodic expenses, and savings?
Do you believe you are financially secure and on track for future financial independence (stable finances, little to no debt, adequate savings/investments)?
Do you know the difference between IRA, 401K, Roth, Brokerage Account, High Yield Savings accounts, and using many, if not all of them?
Do you have goals you feel secure in? Short, medium, and long term goals? And know where to grow your money best to reach each goal?
Do you feel confident in the next right steps to move yourself to financial security and freedom?
If you answered “No” to any of these, then your financial wellness would be improved through the guidance of a financial counseling session with Allyson at Fab Life Now!